Thanks to a lot of hard work and a good debt consolidation my other half and I are going to be debt free in a few months time – it’s been a long time coming. He has been in debt the entire time we have been together and when we moved in together his debts became my debts I suppose.
It’s going to be amazing, the feeling of knowing that every single penny we earn is ours (well, less the tax mans cut!) and half of it won’t be going to pay off the debts he got into for no real reason – he was just irresponsible with money and bought stuff he didn’t need. Then when he couldn’t pay off one credit card bill he went out and got another one!
I am glad those days are behind us, we don’t do credit now at all. If we can’t afford it we don’t get it, simple as that.